Mortgage Myth: Busted
"I need a 20% down payment to buy a home."
This is one of the biggest misconceptions holding renters back. In reality, many loan programs and down payment assistance options are available, allowing you to buy a home with significantly less, sometimes as little as 3% down.
For many in Atlanta, the total cash needed to close on a home can be similar to or even less than a typical security deposit and first month's rent. Let's find out what you qualify for.
Stop Paying Your Landlord's Mortgage
Over 30 years, the cost of renting can be staggering, with nothing to show for it. See how buying a home not only costs less over time but also builds your personal wealth.
As a Renter
Total money spent after 30 years
$0
Equity Built: $0
As a Homeowner
Total mortgage payments after 30 years
$0
Plus, you own a valuable asset.
In this scenario, buying a home could save you
$0
in payments, while also building substantial equity.
Ready to start building your own future?
Unlock Your Home's Potential
Your home is more than just a place to live—it's a financial asset. A Home Equity Line of Credit (HELOC) or a cash-out refinance allows you to borrow against your home's value, providing a flexible source of funds for home improvements, debt consolidation, or your next big investment.
Your Trusted Guide in Atlanta Real Estate
Mike Walker, Regional Manager
NMLS# 1595456
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need a top professional who is able to give you quick and accurate financial advice. With the expertise and knowledge you need, Mike will help you explore the many financing options available to make the right choice for you and your family.